{"id":3,"date":"2020-02-06T15:18:07","date_gmt":"2020-02-06T15:18:07","guid":{"rendered":"https:\/\/www.bfmgroupinc.com\/?page_id=3"},"modified":"2024-03-18T13:21:56","modified_gmt":"2024-03-18T18:21:56","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.bfmgroupinc.com\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Hero&#8221; _builder_version=&#8221;4.19.2&#8243; background_color=&#8221;#079dc4&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,129,191,0.7) 0%|rgba(0,129,191,0.7) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(57,186,236,0.35)&#8221; background_color_gradient_end=&#8221;rgba(57,186,236,0.35)&#8221; background_image=&#8221;https:\/\/www.bfmgroupinc.com\/wp-content\/uploads\/2022\/04\/marketing-header-dark.png&#8221; background_position=&#8221;bottom_center&#8221; custom_padding=&#8221;10vh||5vh||false|false&#8221; custom_padding_tablet=&#8221;10vh||5vh||false|false&#8221; custom_padding_phone=&#8221;10vh||1vh||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;4%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.19.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.19.3&#8243; text_font=&#8221;||||||||&#8221; header_font=&#8221;||||||||&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;2%||10px||false|false&#8221; animation_style=&#8221;fade&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Privacy Policy<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.23&#8243; header_2_font_size=&#8221;2.1rem&#8221; header_3_font_size=&#8221;1.7rem&#8221; header_4_font_size=&#8221;1.56rem&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; link_font=&#8221;|600|||on||||&#8221; sticky_enabled=&#8221;0&#8243;]<strong>Last updated March 18, 2024<\/strong><\/p>\n<p>This privacy notice for BFM Group Inc. ( \u201d <strong>Company<\/strong> ,\u201d \u201c<strong>we<\/strong>,\u201d \u201c<strong>us<\/strong>,\u201d or \u201c<strong>our<\/strong>\u201d ), describes how and why we might collect, store, use, and\/or share ( \u201c<strong>process<\/strong>\u201d ) your information when you use our services ( \u201c<strong>Services<\/strong>\u201d ), such as when you:<\/p>\n<ul>\n<li>Visit our website at <a href=\"https:\/\/www.bfmgroupinc.com\/\">https:\/\/www.bfmgroupinc.com\/<\/a>, or any website of ours that links to this privacy notice<\/li>\n<li>Engage with us in other related ways, including any sales, marketing, or events<\/li>\n<\/ul>\n<p><strong>Questions or concerns?<\/strong> Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at customerservice@bfmgroupinc.com.<\/p>\n<p><strong>SUMMARY OF KEY POINTS<\/strong><\/p>\n<p><strong>This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.<\/strong><\/p>\n<p><strong>What personal information do we process?<\/strong> When you visit, use, or navigate our Services, we may process personal information depending on how you interact with BFM Group Inc. and the Services, the choices you make, and the products and features you use.<\/p>\n<p><strong>Do we process any sensitive personal information?<\/strong> We do not process sensitive personal information.<\/p>\n<p><strong>Do we receive any information from third parties?<\/strong> We do not receive any information from third parties.<\/p>\n<p><strong>How do we process your information?<\/strong> We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.<\/p>\n<p><strong>In what situations and with which parties do we share personal information?<\/strong> We may share information in specific situations and with specific third parties.<\/p>\n<p><strong>How do we keep your information safe?<\/strong> We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.<\/p>\n<p><strong>What are your rights?<\/strong> Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.<\/p>\n<p><strong>How do you exercise your rights?<\/strong> The easiest way to exercise your rights is by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.<\/p>\n<p>Want to learn more about what BFM Group Inc. does with any information we collect? View the notice in full below.<\/p>\n<h2 class=\"h4\">TABLE OF CONTENTS<\/h2>\n<ol>\n<li><a href=\"#infocollect\">WHAT INFORMATION DO WE COLLECT?<\/a><\/li>\n<li><a href=\"#infouse\">HOW DO WE PROCESS YOUR INFORMATION?<\/a><\/li>\n<li><a href=\"#whoshare\">WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/a><\/li>\n<li><a href=\"#cookies\">DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/a><\/li>\n<li><a href=\"#inforetain\">HOW LONG DO WE KEEP YOUR INFORMATION?<\/a><\/li>\n<li><a href=\"#infosafe\">HOW DO WE KEEP YOUR INFORMATION SAFE?<\/a><\/li>\n<li><a href=\"#infominors\">DO WE COLLECT INFORMATION FROM MINORS?<\/a><\/li>\n<li><a href=\"#privacyrights\">WHAT ARE YOUR PRIVACY RIGHTS?<\/a><\/li>\n<li><a href=\"#DNT\">CONTROLS FOR DO-NOT-TRACK FEATURES<\/a><\/li>\n<li><a href=\"#carights\">DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/a><\/li>\n<li><a href=\"#varights\">DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/a><\/li>\n<li><a href=\"#policyupdates\">DO WE MAKE UPDATES TO THIS NOTICE?<\/a><\/li>\n<li><a href=\"#contact\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/a><\/li>\n<li><a href=\"#request\">HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?<\/a><\/li>\n<\/ol>\n<ol id=\"infocollect\">\n<li class=\"h5\">WHAT INFORMATION DO WE COLLECT?<\/li>\n<\/ol>\n<p><strong>Personal information you disclose to us<\/strong><\/p>\n<p><em><strong>In Short:<\/strong> We collect personal information that you provide to us.<\/em><\/p>\n<p>We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.<\/p>\n<p><strong>Sensitive Information.<\/strong> We do not process sensitive information.<\/p>\n<p>All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.<\/p>\n<p><strong>Information automatically collected<\/strong><\/p>\n<p><em><strong>In Short:<\/strong> Some information \u2014 such as your Internet Protocol (IP) address and\/or browser and device characteristics \u2014 is collected automatically when you visit our Services.<\/em><\/p>\n<p>We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.<\/p>\n<p>Like many businesses, we also collect information through cookies and similar technologies.<\/p>\n<p>The information we collect includes:<\/p>\n<ul>\n<li><em>Log and Usage Data.<\/em> Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date\/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called \u201ccrash dumps\u201d ), and hardware settings).<\/li>\n<li><em>Device Data.<\/em> We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and\/or mobile carrier, operating system, and system configuration information.<\/li>\n<li><em>Location Data.<\/em> We collect location data such as information about your device\u2019s location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.<\/li>\n<\/ul>\n<ol id=\"infouse\" start=\"2\">\n<li class=\"h5\">HOW DO WE PROCESS YOUR INFORMATION?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.<\/em><\/p>\n<p><strong>We process your personal information for a variety of reasons, depending on how you interact with our Services, including:<\/strong><\/p>\n<ul>\n<li><strong>To deliver targeted advertising to you.<\/strong> We may process your information to develop and display personalized content and advertising tailored to your interests, location, and more.<\/li>\n<li><strong>To administer prize draws and competitions.<\/strong> We may process your information to administer prize draws and competitions.<\/li>\n<li><strong>To evaluate and improve our Services, products, marketing, and your experience.<\/strong> We may process your information when we believe it is necessary to identify usage trends, determine the effectiveness of our promotional campaigns, and to evaluate and improve our Services, products, marketing, and your experience.<\/li>\n<li><strong>To determine the effectiveness of our marketing and promotional campaigns.<\/strong> We may process your information to better understand how to provide marketing and promotional campaigns that are most relevant to you.<\/li>\n<\/ul>\n<ol id=\"whoshare\" start=\"3\">\n<li class=\"h5\">WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We may share information in specific situations described in this section and\/or with the following third parties.<\/em><\/p>\n<p>We may need to share your personal information in the following situations:<\/p>\n<ul>\n<li><strong>Business Transfers.<\/strong> We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of ourbusiness to another company.<\/li>\n<li><strong>When we use Google Maps Platform APIs.<\/strong> We may share your information with certain Google Maps Platform APIs (e.g. , Google Maps API, Places API). To find out more about Google\u2019s Privacy Policy, please refer to this <a href=\"https:\/\/policies.google.com\/privacy\" rel=\"nofollow noopener\" target=\"_blank\">link<\/a>.<\/li>\n<\/ul>\n<ol id=\"cookies\" start=\"4\">\n<li class=\"h5\">DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We may use cookies and other tracking technologies to collect and store your information.<\/em><\/p>\n<p>We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information.<br \/>\nSpecific information about how we use such technologies and how you can refuse certain cookies is set out in our <a href=\"\/cookie-policy\/\">Cookie Policy<\/a>.<\/p>\n<ol id=\"inforetain\" start=\"5\">\n<li class=\"h5\">HOW LONG DO WE KEEP YOUR INFORMATION?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.<\/em><\/p>\n<p>We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).<\/p>\n<p>When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.<\/p>\n<ol id=\"infosafe\" start=\"6\">\n<li class=\"h5\">HOW DO WE KEEP YOUR INFORMATION SAFE?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We aim to protect your personal information through a system of organizational and technical security measures.<\/em><\/p>\n<p>We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.<\/p>\n<ol id=\"infominors\" start=\"7\">\n<li class=\"h5\">DO WE COLLECT INFORMATION FROM MINORS?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> We do not knowingly collect data from or market to children under 18 years of age.<\/em><\/p>\n<p>We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent\u2019s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at customerservice@bfmgroupinc.com.<\/p>\n<ol id=\"privacyrights\" start=\"8\">\n<li class=\"h5\">WHAT ARE YOUR PRIVACY RIGHTS?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> You may review, change, or terminate your account at any time.<\/em><\/p>\n<p>If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: <a href=\"https:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm<\/a>.<\/p>\n<p>If you are located in Switzerland, the contact details for the data protection authorities are available here: <a href=\"https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html<\/a>.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Withdrawing your consent:<\/strong><\/span> If we are relying on your consent to process your personal information, which may be express and\/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section \u201cHOW CAN YOU CONTACT US ABOUT THIS NOTICE?\u201d below.<\/p>\n<p>However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Cookies and similar technologies:<\/strong><\/span> Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. To opt out of interest-based advertising by advertisers on our Services visit <a href=\"https:\/\/www.aboutads.info\/choices\/\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.aboutads.info\/choices\/<\/a>.<\/p>\n<p>If you have questions or comments about your privacy rights, you may email us at customerservice@bfmgroupinc.com.<\/p>\n<ol id=\"DNT\" start=\"9\">\n<li class=\"h5\">CONTROLS FOR DO-NOT-TRACK FEATURES<\/li>\n<\/ol>\n<p>Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ( \u201cDNT\u201d ) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized . As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.<\/p>\n<ol id=\"carights\" start=\"10\">\n<li class=\"h5\">DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/li>\n<\/ol>\n<p><strong><em>In Short:\u00a0<\/em><\/strong><em>Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.<\/em><\/p>\n<p>California Civil Code Section 1798.83, also known as the \u201cShine The Light\u201d law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and<br \/>\naddresses of all third parties with which we shared personal information in the immediately preceding calendar year.<\/p>\n<p>If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.<\/p>\n<p>If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your<br \/>\naccount and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g.,\u00a0backups, etc.).<\/p>\n<p><strong>CCPA Privacy Notice<\/strong><\/p>\n<p>The California Code of Regulations defines a \u201cresident\u201d\u00a0as:<\/p>\n<ol>\n<li>every individual who is in the State of California for other than a temporary or transitory purpose and<\/li>\n<li>every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose<\/li>\n<\/ol>\n<p>All other individuals are defined as\u00a0\u201cnon-residents.\u201d<\/p>\n<p>If this definition of \u201cresident\u201d applies to you, we must adhere to certain rights and obligations regarding your personal information.<\/p>\n<p><strong>What categories of personal information do we collect?<\/strong><\/p>\n<p>We have collected the following categories of personal information in the past twelve (12) months:<\/p>\n<table>\n<tbody>\n<tr>\n<td><span><strong>Category<\/strong><\/span><\/td>\n<td><span><strong>Examples<\/strong><\/span><\/td>\n<td><span><strong>Collected<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>A. Identifiers<\/span><\/div>\n<\/td>\n<td>\n<div><span>Contact details, such as real name, alias, postal address, telephone or mobile contact<br \/>\nnumber, unique personal identifier, online identifier, Internet Protocol address, email address,<br \/>\nand account name<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>B. Personal information categories listed in the California Customer Records statute<\/span><\/div>\n<\/td>\n<td>\n<div><span>Name, contact information, education, employment, employment history, and financial<br \/>\ninformation<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>C. Protected classification characteristics under California or federal law<\/span><\/div>\n<\/td>\n<td>\n<div><span>Gender and date of birth<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>D. Commercial information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Transaction information, purchase history, financial details, and payment information<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>E. Biometric information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Fingerprints and voiceprints<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>F. Internet or other similar network activity<\/span><\/div>\n<\/td>\n<td>\n<div><span>Browsing history, search history, online behavior, interest data, and interactions with our<br \/>\nand other websites, applications, systems, and advertisements<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>G. Geolocation data<\/span><\/div>\n<\/td>\n<td>\n<div><span>Device location<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>H. Audio, electronic, visual, thermal, olfactory, or similar information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Images and audio, video or call recordings created in connection with our business<br \/>\nactivities<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>I. Professional or employment-related information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Business contact details in order to provide you our Services at a business level or job<br \/>\ntitle, work history, and professional qualifications if you apply for a job with us<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>J. Education Information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Student records and directory information<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<div><span>K. Inferences drawn from other personal information<\/span><\/div>\n<\/td>\n<td>\n<div><span>Inferences drawn from any of the collected personal information listed above to create a<br \/>\nprofile or summary about, for example, an individual\u2019s preferences and characteristics<\/span><\/div>\n<\/td>\n<td>\n<div><\/div>\n<div><span> NO <\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td>L. Sensitive Personal Information<\/td>\n<td><\/td>\n<td>NO<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:<\/p>\n<ul>\n<li>Receiving help through our customer support channels;<\/li>\n<li>Participation in customer surveys or contests; and<\/li>\n<li>Facilitation in the delivery of our Services and to respond to your inquiries.<\/li>\n<\/ul>\n<p><strong>How do we use and share your personal information?<\/strong><\/p>\n<p>More information about our data collection and sharing practices can be found in this privacy notice.<\/p>\n<p>You may contact us by email at customerservice@bfmgroupinc.com, or by referring to the contact details at the bottom of this document.<\/p>\n<p>If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.<\/p>\n<p><strong>Will your information be shared with anyone else?<\/strong><\/p>\n<p>We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf, following the same strict privacy protection obligations mandated by the CCPA.<\/p>\n<p>We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be \u201cselling\u201d of your personal information.<\/p>\n<p>BFM Group Inc. has not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. BFM Group Inc. will not sell or share personal information in the future belonging to website visitors, users, and other consumers.<\/p>\n<p><strong>Your rights with respect to your personal data<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Right to request deletion of the data \u2014 Request to delete<\/span><\/p>\n<p>You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.<\/p>\n<p><span style=\"text-decoration: underline;\">Right to be informed \u2014 Request to know<\/span><\/p>\n<p>Depending on the circumstances, you have a right to know:<\/p>\n<ul>\n<li>whether we collect and use your personal information;<\/li>\n<li>the categories of personal information that we collect;<\/li>\n<li>the purposes for which the collected personal information is used;<\/li>\n<li>whether we sell or share personal information to third parties;<\/li>\n<li>the categories of personal information that we sold, shared, or disclosed for a business purpose;<\/li>\n<li>the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose;<\/li>\n<li>the business or commercial purpose for collecting, selling, or sharing personal information; and<\/li>\n<li>the specific pieces of personal information we collected about you.<\/li>\n<\/ul>\n<p>In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.<\/p>\n<p><span style=\"text-decoration: underline;\">Right to Non-Discrimination for the Exercise of a Consumer\u2019s Privacy<br \/>\nRights<\/span><\/p>\n<p>We will not discriminate against you if you exercise your privacy rights.<\/p>\n<p><span style=\"text-decoration: underline;\">Right to Limit Use and Disclosure of Sensitive Personal Information<\/span><\/p>\n<p>We do not process consumer\u2019s sensitive personal information.<\/p>\n<p><span style=\"text-decoration: underline;\">Verification process<\/span><\/p>\n<p>Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g. , phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.<\/p>\n<p>We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.<\/p>\n<p><span style=\"text-decoration: underline;\">Other privacy rights<\/span><\/p>\n<ul>\n<li>You may object to the processing of your personal information.<\/li>\n<li>You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.<\/li>\n<li>You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.<\/li>\n<li>You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.<\/li>\n<\/ul>\n<p>To exercise these rights, you can contact us by email at customerservice@bfmgroupinc.com, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.<\/p>\n<ol id=\"varights\" start=\"11\">\n<li class=\"h5\">DO VIRGINIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> Yes, if you are a resident of Virginia, you may be granted specific rights regarding access to and use of your personal information.<\/em><\/p>\n<p><strong>Virginia CDPA Privacy Notice<\/strong><\/p>\n<p>Under the Virginia Consumer Data Protection Act (CDPA):<\/p>\n<p>\u201cConsumer\u201d means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context.<\/p>\n<p>\u201cPersonal data\u201d means any information that is linked or reasonably linkable to an identified or identifiable natural person. \u201cPersonal data\u201d does not include de-identified data or publicly available information.<\/p>\n<p>\u201cSale of personal data\u201d means the exchange of personal data for monetary consideration.<\/p>\n<p>If this definition \u201cconsumer\u201d applies to you, we must adhere to certain rights and obligations regarding your personal data.<\/p>\n<p>The information we collect, use, and disclose about you will vary depending on how you interact with BFM Group Inc. and our Services. To find out more, please visit the following links:<\/p>\n<ul>\n<li><a href=\"#infocollect\">Personal data we collect<\/a><\/li>\n<li><a href=\"#infouse\">How we use your personal data<\/a><\/li>\n<li><a href=\"#whoshare\">When and with whom we share your personal data<\/a><\/li>\n<\/ul>\n<p><span style=\"text-decoration: underline;\">Your rights with respect to your personal data<\/span><\/p>\n<ul>\n<li>Right to be informed whether or not we are processing your personal data<\/li>\n<li>Right to access your personal data<\/li>\n<li>Right to correct inaccuracies in your personal data<\/li>\n<li>Right to request deletion of your personal data<\/li>\n<li>Right to obtain a copy of the personal data you previously shared with us<\/li>\n<li>Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (\u201cprofiling\u201d )<\/li>\n<\/ul>\n<p>BFM Group Inc. has not sold any personal data to third parties for business or commercial purposes. BFM Group Inc. will not sell personal data in the future belonging to website visitors, users, and other consumers.<\/p>\n<p><span style=\"text-decoration: underline;\">Exercise your rights provided under the Virginia CDPA<\/span><\/p>\n<p>More information about our data collection and sharing practices can be found in this privacy notice.<\/p>\n<p>You may contact us by email at customerservice@bfmgroupinc.com, or by referring to the contact details at the bottom of this document.<\/p>\n<p>If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.<\/p>\n<p><span style=\"text-decoration: underline;\">Verification process<\/span><\/p>\n<p>We may request that you provide additional information reasonably necessary to verify you and your consumer\u2019s request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request.<\/p>\n<p>Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension.<\/p>\n<p><span style=\"text-decoration: underline;\">Right to appeal<\/span><\/p>\n<p>If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us at customerservice@bfmgroupinc.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal,<br \/>\nincluding a written explanation of the reasons for the decisions. If your appeal if denied, you may contact the Attorney General to <a href=\"https:\/\/www.oag.state.va.us\/consumer-protection\/index.php\/file-a-complaint\" target=\"_blank\" rel=\"noopener nofollow\">submit a complaint<\/a>.<\/p>\n<ol id=\"policyupdates\" start=\"12\">\n<li class=\"h5\">DO WE MAKE UPDATES TO THIS NOTICE?<\/li>\n<\/ol>\n<p><em><strong>In Short:<\/strong> Yes, we will update this notice as necessary to stay compliant with relevant laws.<\/em><\/p>\n<p>We may update this privacy notice from time to time. The updated version will be indicated by an updated \u201cRevised\u201d date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.<\/p>\n<ol id=\"contact\" start=\"13\">\n<li class=\"h5\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/li>\n<\/ol>\n<p>If you have questions or comments about this notice, you may email us at customerservice@bfmgroupinc.com or by post to:<\/p>\n<p>BFM Group Inc.<br \/>\n315 Stag Industrial Blvd,<br \/>\nLake St Louis , MO 63367<br \/>\nUnited States<\/p>\n<ol id=\"request\" start=\"14\">\n<li class=\"h5\">HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?<\/li>\n<\/ol>\n<p>Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please contact us.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy PolicyLast updated March 18, 2024 This privacy notice for BFM Group Inc. ( \u201d Company ,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d ), describes how and why we might collect, store, use, and\/or share ( \u201cprocess\u201d ) your information when you use our services ( \u201cServices\u201d ), such as when you: Visit our website at https:\/\/www.bfmgroupinc.com\/, or any website of ours that links to this privacy notice Engage with us in other related ways, including any sales, marketing, or events Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at customerservice@bfmgroupinc.com. SUMMARY OF KEY POINTS This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with BFM Group [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:heading -->\n<h2>Who we are<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Our website address is: https:\/\/www.bfmgroupinc.com.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>What personal data we collect and why we collect it<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Comments<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor\u2019s IP address and browser user agent string to help spam detection.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https:\/\/automattic.com\/privacy\/. After approval of your comment, your profile picture is visible to the public in the context of your comment.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Media<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Contact forms<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Cookies<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select \"Remember Me\", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Embedded content from other websites<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Analytics<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading -->\n<h2>Who we share your data with<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading -->\n<h2>How long we retain your data<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>What rights you have over your data<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>Where we send your data<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Visitor comments may be checked through an automated spam detection service.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>Your contact information<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading -->\n<h2>Additional information<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>How we protect your data<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What data breach procedures we have in place<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What third parties we receive data from<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What automated decision making and\/or profiling we do with user data<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Industry regulatory disclosure requirements<\/h3>\n<!-- \/wp:heading -->","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/pages\/3"}],"collection":[{"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":6,"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":1366,"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/pages\/3\/revisions\/1366"}],"wp:attachment":[{"href":"https:\/\/www.bfmgroupinc.com\/wp-json\/wp\/v2\/media?parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}